Terms and Conditions of Use

These terms govern your access to and use of our website and services. By continuing, you accept these terms as outlined below.

September 29, 2025

Acceptance of Terms

By accessing or using this website, you confirm your agreement to comply with these terms and our policies. If you do not agree, please do not use the site or services.

Definitions

Key terms used throughout our terms and conditions are defined below for clarity.

‘Site’ refers to the lolovilouneon.com website and its contents.

‘User’ means any individual or entity accessing our site or services.

‘Services’ refers to our financial planning consultations, analysis, and support.

‘Content’ includes all text, images, graphics, and materials on the site.

Use of Services

You may use our services for lawful purposes only and in accordance with these terms and applicable laws.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements.

Not suitable for minors under 18.

User Responsibilities

Users are responsible for their actions and compliance with all applicable laws when using our services.

Provide accurate and complete information when submitting forms or requests.
Respect the privacy and rights of others while using our site.
Do not misuse or attempt to interfere with website functionality or security.
Adhere to all local, state, and federal regulations when using our services.

Prohibited Uses

The following actions are not permitted:

Using the site for unlawful, fraudulent, or harmful activities.
Attempting to gain unauthorised access to systems or data.
Impersonating others or misrepresenting your identity.
Posting or transmitting harmful code, malware, or disruptive content.
Engaging in any conduct that could damage our reputation.

Intellectual Property Rights

All content, trademarks, and materials on this site are the exclusive property of lolovilouneon.com and protected by Australian and international copyright laws. Any unauthorised use is strictly prohibited and may result in legal action.

User Content

Users may submit information or feedback, provided it does not violate laws or infringe rights.

User Content Rights

By submitting content, you grant us a non-exclusive right to use, display, and reproduce it for service improvement.

Privacy and Data Protection

Your privacy is important. All personal information is handled in accordance with our privacy policy. Please review it to understand how your data is managed.

Read privacy policy

Disclaimer and Limitations

Please read our legal disclaimer for important information about using this site.

Important Notice

Information on this site is provided for general guidance only. No outcome is promised.

Limitation of Liability

We are not liable for any direct or indirect losses arising from your use of this site or reliance on its content.

Indemnification

You agree to defend, indemnify, and hold us harmless from all claims resulting from your use of the site.

Dispute Resolution Process

Any disputes will be resolved according to Australian law and our outlined process.

Arbitration

Disputes may be subject to binding arbitration in accordance with applicable law.

Arbitration is conducted independently and may not always be mandatory.

Online Dispute Resolution

We support fair dispute resolution and provide information about the ODR process.

Learn more about dispute resolution

Severability

If any provision is invalid, remaining terms remain effective.

Entire Agreement

These terms, along with our policies, constitute the complete agreement between you and lolovilouneon.com.

Applicable Law and Jurisdiction

All matters are governed by Australian law and regulations.

Termination

We reserve the right to terminate or restrict site access at our discretion, with or without notice.

Modifications

Terms may be updated periodically. Continued use of the site indicates acceptance of changes.

Contact for Terms

For questions about these terms, please get in touch with our team.

Contact Email: content@lolovilouneon.com

Phone Number: +61755074300

Office Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective Date: September 29, 2025

Version: 2.0